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Mortgage rates current as of Wednesday
September 1, 2010
Rates subject to change  APR for % of Loan Value* Rates and Disclosures  95%
90%
80%
Rate
Rate Category
30-Year Fixed Rate
5.451%
5.164%
4.874%
4.750%
with Origination Fee
5.623%
5.334%
5.038%
5.000%
w/o Origination Fee
20-Year Fixed Rate
5.133%
5.893%
4.665%
4.500%
with Origination Fee
5.277%
5.030%
4.799%
4.750%
w/o Origination Fee
15-Year Fixed Rate
4.873%
4.655%
4.456%
4.250%
with Origination Fee
4.981%
4.762%
4.559%
4.500%
w/o Origination Fee
9-Month Fixed Rate Commitment
5.719%
5.427%
5.127%
5.000%
30-year with Commitment Fee
5.402%
5.153%
4.919%
4.750%
20-year with Commitment Fee
5.138%
4.916%
4.710%
4.500%
15-year with Commitment Fee
Second Homes
N/A
N/A
4.874%
4.750%
with Origination Fee
N/A
N/A
5.037%
5.000%
w/o Origination Fee
  * Please contact us for information on our adjustable rate loan programs. * Annual Percentage Rate (APR) is a required disclosure which must appear anytime an interest rate is given. It is different from the rate due to the fact that any prepaid finance charges (loan discount, origination fees, prepaid interest and other credit costs) and Private Mortgage Insurance (PMI), if required, are added to the loan amount and calculated as additional interest over the life of the loan. Therefore the APR number is higher than that of the interest rate shown. The determination of your monthly payment is based on the interest rate and not affected by the APR numbers. |
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for a home loan online? Unlike many other lenders, at Piedmont |
Equal Housing Lender, Member FDIC