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Savings rates current as of Wednesday
May 14, 2008
Rates subject to change  Products
 Min. Opening Balance
APY
Rate Category
$100
2.00%
Statement Savings
$100
1.01%
NOW Account (Checking)
Piedmont Money Market Account
Balances of:
$2,500
2.00%
$2,500-$9,999.99
$10,000.00
2.10%
$10,000.00-$24,999.99
$25,000.00
2.15%
$25,000.00-$49,999.99
$50,000.00
2.25%
$50,000.00 or greater
$500
2.25%
3-Month Certificate
$500
2.50%
6-Month Certificate
$500
2.75%
9-Month Certificate
$500
3.25%
1-Year Certificate
$50,000
3.25%
1-Year/3-Year Certificate
$500
3.45%
18-Month Certificate
$500
3.55%
2-Year Certificate
$500
3.66%
30-Month Certificate
$500
3.75%
3-Year Certificate
$500
4.00%
4-Year Certificate
$100,000
2.75%
6-Month Jumbo Certificate
$100,000
3.40%
12-Month Jumbo Certificate
$500
2.60%
6-Month Fixed-Rate Retirement
$100
3.35%
12-Month Fixed-Rate Retirement
$100
3.55%
18-Month Fixed-Rate Retirement
$100
1.69%
18-Month Variable-Rate Retirement
$100
3.75%
30-Month Fixed-Rate Retirement
$100
4.05%
48-Month Fixed-Rate Retirement
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Equal Housing Lender, Member FDIC