Compare Checking Accounts

Piedmont Federal offers a variety of checking options for all of your life’s financial milestones: PFBoost, PFFree, PFClassic and PFPinnacle.

PFFree, PFClassic and PFPinnacle earn interest. All of our checking accounts offer unlimited free withdrawals at any ATM worldwide, Online Banking, Credit Sense, Mobile Banking, Telebanking, Mobile Deposit, Bill Pay, Overdraft Protection,3 Account-to-Account Transfers, eStatements, Debit Cards, Make$ents, CardValet® and Zelle®.

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  PF Boost PF Free Checking PF Classic Checking PF Pinnacle Checking

Best if you prefer

Straightforward checkless banking

Free checking, with online and mobile access for banking on the go

Traditional banking with unlimited check writing

Relationship checking that offers discounts, rewards and additional security

Minimum opening balance

$20 or $0 with direct deposit

$50

$100

$100

Monthly fee

$4

No monthly maintenance fee.

No monthly maintenance fee when you meet one of the following requirements each statement cycle:

Maintain a $100 average daily balance

OR

Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts

OR

Conduct 25 or more debit card purchase transactions

Otherwise, $10 monthly maintenance fee

No monthly maintenance fee when you meet one of the following requirements each statement cycle:

Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts

OR

Have a Piedmont Federal mortgage with a balance

OR

Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more

Otherwise, $20 monthly maintenance fee

Checks

N/A

Unlimited check writing

Unlimited check writing

Unlimited check writing

Checks printing charge

N/A

At customer’s expense

Free first order of standard checks, 40% discount on standard check orders if you are age 55+

Two Free orders of standard checks or 40% discount on custom checks

Other PFPerks or Requirements

Paper or eStatements

BankOn

eStatements required

Online Banking required

 

No purchase fee for gift cards

40% discount on safe deposit box rental fee, 2

Visa Credit card with no annual fee 3

Make$ents

Yes, learn more

Yes, learn more

Yes, learn more

Yes, learn more

UChoose Rewards®

Yes, learn more

Yes, learn more

Yes, learn more

Yes, learn more

View Products and Services Fee Schedule (PDF)
TO OPEN AN ACCOUNT: APPLY IN MINUTES OR CALL FOR DETAILS.

1 Standard nonsufficient funds and overdraft advance fees still apply.2 Based on availability.3 Subject to credit approval.

All of our checking accounts earn interest, offer unlimited free withdrawals at any ATM worldwide, Online Banking, Credit Sense, Mobile Banking, Telebanking, Mobile Deposit, Bill Pay, Overdraft Protection,4 Account-to-Account Transfers, eStatements, Debit Cards, Make$ents, CardValet® and Zelle®.

PF Boost
PF Free Checking
  • Free checking, with online and mobile access for banking on the go
  • $50 minimum opening balance
  • No monthly maintenance fee.
  • Unlimited check writing
  • Checks printing charge at customer’s expense
  • eStatements and Online Banking required.
  • Make$ents
  • uChoose Rewards®
PF Classic Checking
  • Best for customers who prefer traditional banking with unlimited check writing
  • $100 minimum opening balance
  • No monthly maintenance fee when you meet one of the following requirements each statement cycle:
    • Maintain a $100 average daily balance
    • Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts
    • Conduct 25 or more debit card purchase transactions
    Other wise, $10 monthly maintenance fee
  • Unlimited check writing
  • Free first order of standard checks, 40% discount on standard check orders if you are age 55+
  • Make$ents
  • uChoose Rewards®
PF Pinnacle Checking
  • Best for customers who prefer relationship checking that offers discounts, rewards and additional security
  • $100 minimum opening balance
  • No monthly maintenance fee when you meet one of the following requirements each statement cycle:
    • Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts
    • Have a Piedmont Federal mortgage with a balance
    • Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more
    Other wise, $20 monthly maintenance fee
  • Unlimited check writing
  • Two Free orders of standard checks or 40% discount on custom checks
  • No purchase fee for gift cards
  • 40% discount on safe deposit box rental fee2
  • Additional fraud protection3
  • Visa Credit card with no annual fee4
  • Make$ents
  • uChoose Rewards®
View Products and Services Fee Schedule (PDF)
TO OPEN AN ACCOUNT:
APPLY IN MINUTES OR CALL FOR DETAILS.

1 Standard nonsufficient funds and overdraft advance fees still apply.

1 Based on availability.

2 Available with next check order.

3 Subject to credit approval.

Straightforward, commonsense banking

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