Personal Banking & Retirement Services

Piedmont Federal has a wide range of financial products for just about any need, whether it’s a savings plan for college, retirement or medical expenses.

Easy Access
For customers who prefer to bank electronically and who enjoy online convenience

NOW Checking
For customers who prefer simplified banking with unlimited check writing

For customers that prefer unlimited check writing with free checks and more features

Learn more: Checking »

Statement Savings
A simple way to start reaching your savings goal

Youth Savings
Two savings accounts designed to help kids build savings for the future and increase their financial knowledge

Money Market
A tiered account where higher balances can earn higher rates

Health Savings Account (HSA)
A tax-advantaged way to pay for qualified medical expenses

Coverdell Education Savings Account (CESA)
A tax-free account for educational expenses

Learn more: Savings & Money Market »

Learn more: Youth Savings  »

Short Term CDs
Fixed rates with short term maturity – 3, 6, 9, 12 month terms

Longer Term CDs
Fixed rates with daily compounding – 18, 24, 30, 36, 48 month terms

Flexible CD
A CD that guarantees the rate for three years but offers the option of annual withdrawal – 1 year/3 year term

Negotiated CD
Flexible terms that range from 3 months to 4 years

Learn more: CDs »

Traditional IRA
Money grows tax-deferred until you retire

Roth IRA
Both tax-free growth and tax-free withdrawals

Simplified Employee Pension (SEP) IRA
A plan if you’re self-employed or a small business

Learn more: Retirement »



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Straightforward, commonsense banking