STATEMENT SAVINGS |
MONEY MARKET |
HEALTH SAVINGS ACCOUNT (HSA) |
COVERDELL EDUCATION SAVINGS ACCOUNT (CESA) |
|
Best if you want |
A simple way to start reaching your savings goals A Youth Savings account |
A tiered account where higher balances can earn higher rates |
A tax-advantaged way to pay for qualified medical expenses1 |
A tax-free account for educational expenses |
Minimum Opening Balance |
$100 |
$2,500 |
$100 |
$100 |
Monthly Fee |
No monthly maintenance fee when you meet the following requirement: Maintain $100 average daily balance Otherwise, $2 monthly maintenance fee. |
No monthly service charge |
No fees |
No fees |
Earns Interest |
Yes, see rates |
Yes, see rates |
Yes, see rates2 |
Yes, see rates2 |
Online Banking |
Free – |
Free – |
Free – |
Free – |
Mobile & Text Banking |
Free Mobile & Text Banking3 |
Free Mobile & Text Banking3 |
N/A |
N/A |
Telebanking |
Free Telebanking3 |
Free Telebanking3 |
N/A |
N/A |
Additional Benefits |
Can be used as overdraft protection for your PF Checking Account |
Can be used as overdraft protection for your PF Checking Account |
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Transaction Limits |
Yes. View limits (PDF). |
Yes. View limits (PDF). |
N/A |
N/A |
View Products and Services Fee Schedule (PDF) | ||||
TO OPEN AN ACCOUNT: VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS. |
1 To meet the requirements, you must be covered by a high-deductible health plan (HDHP), must NOT be covered by another health insurance plan, and NOT enrolled in Medicare. If you meet the eligibility requirements for a HSA, you, your employer, your family members or other individuals may contribute to your HSA.
2 Rates depend on CD product selected.
3 Your mobile carrier may charge fees depending upon your individual plan. Check with your carrier for specific fees and charges. To access Mobile & Text Banking, you must first enroll in the service. Enrollment through the Mobile App is not available on all devices.
Statement Savings, Money Market, Health and Education Savings Accounts |
STATEMENT SAVINGS
|
MONEY MARKET
|
HEALTH SAVINGS ACCOUNT (HSA)
|
COVERDELL EDUCATION SAVINGS ACCOUNT (CESA)
|
1 To meet the requirements, you must be covered by a high-deductible health plan (HDHP), must NOT be covered by another health insurance plan, and NOT enrolled in Medicare. If you meet the eligibility requirements for a HSA, you, your employer, your family members or other individuals may contribute to your HSA.
2 Rates depend on CD product selected.