New Construction Program
with 9 Month Rate Lock

Get peace of mind before you start construction, with loan approval and a rate locked in before you start. Our program locks in your mortgage rate beyond the normal 60-days, protecting against interest rate changes while your home is being built.

Commitment Features:

A 1% commitment fee (which replaces the origination fee usually paid at closing) allows the customer to lock our current basic rate in for 9 months for the term chosen.

Or

A ½% commitment fee (which replaces the origination fee usually paid at closing) allows the customer to lock the rate in for 9 months at a ½% higher than the basic rate for the term chosen.

The commitment is available for 30-, 20-, 15- or 10-year home loans. Areas of Service »

WHY CHOOSE PIEDMONT FEDERAL FOR YOUR MORTGAGE?

We don’t sell our loans, which means your mortgage won’t bounce around between banks all over the country and you’ll always know who to talk to with questions. We keep your mortgage close to home where it’s not only secure, but stays here in the community. More reasons »

APPLY ONLINE

It’s as easy as 1-2-3.

Apply for a loan with Piedmont Federal in as little as 20 minutes using your smartphone, tablet or computer.

Start or finish your online
application today.

Today’s featured rates:

Straightforward, commonsense banking

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