First-Time Homebuyers

If you're in the market for your first home, or even just considering it, now is the best time to buy. Historic low rates and attractive home prices, along with our great first-time homebuyer programs can all help you get your first home. Not to mention, we're the only bank to be recognized 8 years as “Readers Choice Best Mortgage Lender” by the Winston-Salem Journal.

Our home-loan specialists help walk you through the process and answer all your questions. Even better, we're here for you over the entire life of your loan. So, you can always visit your local Piedmont Federal office to ask us about your loan and your home.

Ready to start looking for that first home? The first step is to give us a call. We have a unique program for first-time homebuyers:

  • First-Time Homebuyers Program - Piedmont Federal strives to make home-ownership as easy and affordable as possible for qualified, credit approved first-time homebuyers. With no loan origination fee and the refund of your appraisal fee, you’ll get to hold on to more of your hard earned cash. Plus, there’s no PMI insurance on loans with loan-to-value up to 90%.

You might also look into our other mortgage products.

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Did you know you can apply
for a home loan online?

Unlike many other lenders, at Piedmont
Federal we do not sell your loan.
That way your money stays right here.
Check out our great home loan options
or check our rates and apply now.

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