10 Straightforward and Commonsense reasons
to choose Piedmont Federal Savings Bank
  1. Closing normally occurs within 30 days. (Interest rate is locked for 60 days)

  2. State-of-the-art online mortgage application process.

  3. If interest rates drop while your application is in process, we automatically drop your
    rate to the new lower rate without any action by the applicant.

  4. Minimal closing costs, no surprises or extra fees at closing.

  5. One loan number. One phone number. One bank. One loan officer.
    Local, experienced and seasoned loan officers who are salaried, not commissioned,
    who will gladly assist you in choosing the right loan to fit your own situation and
    will handle your request from beginning through closing.

  6. We service our loans. Since we don’t sell our loans in the secondary market, our
    customers will always have prompt, personal and local servicing at any of our offices.

  7. Attractive 1st time homebuyer program for primary residence and
    a competitive 2nd home/vacation home product

  8. Credit scoring is not used to determine the interest rate you receive.

  9. No interest rate surcharge for jumbo loan requests.

  10. We make non-conforming loans and loans on homes with acreage.

Mortgage Rates Check Todays Rates Personalized Rate Quote Mortgage Application Login
Did you know you can apply
for a home loan online?

Unlike many other lenders, at Piedmont
Federal we do not sell your loan.
That way your money stays right here.
Check out our great home loan options
or check our rates and apply now.

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