Piedmont Money Market Accounts

A money-market deposit account with easy accessibility and higher interest rates. $2,500 minimum balance.

Piedmont Money-Market Account Benefits

  • Maximum of six (6) withdrawals per month by check, draft or transfer to another account.
  • Unlimited in-person withdrawals at any Piedmont Federal branch.
  • No management fees — all of your money is working hard for you.
  • No penalty for early withdrawals, unlike typical money-market accounts or CDs where your funds are invested for a specific period of time. You have the flexibility to move your money any time you wish.
  • Simply maintain a balance of $2,500 in the account, and you’ll earn money-market rates based upon the balance you maintain. If your balance falls below $2,500 during the month, you will receive a reduced interest rate during the time your account is below the minimum.
  • FDIC insurance of accounts.


Money Market accounts are subject to fees, which may reduce the annual percentage yield.

FDIC deposit insurance is now $250,000 per depositor.
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