Deposit rates current as of Wednesday April 23, 2014
Rates subject to change

Products
 
Min. Opening Balance
APY*
Rate Category
 
$100
.10%
Statement Savings
 
$100
.05%
NOW Account/PF Select (Checking)
 
$50
.05%
Easy Access Account (Checking)
 
Piedmont Money Market Account
Balances of:
 
$2,500
.10%
                $2,500-$9,999.99
 
$2,500
.10%
                $10,000.00-$24,999.99
 
$2,500
.15%
                $25,000.00-$49,999.99
 
$2,500
.20%
                $50,000.00 or greater
 
$500
0.20%
3-Month Certificate
 
$500
0.25%
6-Month Certificate
 
$500
0.25%
9-Month Certificate
 
$500
0.50%
1-Year Certificate
 
$50,000
0.55%
1-Year/3-Year Certificate
 
$500
0.50%
18-Month Certificate
 
$500
1.01%
2-Year Certificate
 
$500
1.01%
30-Month Certificate
 
$500
1.25%
3-Year Certificate
 
$500
1.50%
4-Year Certificate
 
$100,000
.30%
6-Month Negotiated Certificate
 
$100,000
.55%
12-Month Negotiated Certificate
 
$100
0.45%
6-Month Fixed-Rate Retirement
 
$100
0.75%
12-Month Fixed-Rate Retirement
 
$100
1.01%
18-Month Fixed-Rate Retirement
 
$100
1.01%
18-Month Variable-Rate Retirement
 
$100
1.01%
30-Month Fixed-Rate Retirement
 
$100
1.75%
48-Month Fixed-Rate Retirement
 

Checking accounts and Money Market accounts are subject to fees,
which may reduce the annual percentage yield.

An interest penalty will be imposed for early withdrawal from all certificate accounts.

*Annual Percentage Yield

FDIC deposit insurance is now $250,000 per depositor.
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